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What is a CFP?

A CFP is a personal financial planner. As a financial planner, certification can help improve your credibility and income. There are four qualifications including education, experience, ethics, and the passing of an exam. All four are necessary for certification. As a financial planner, you will help ordinary people make sense of their finances, plan for retirement, and make investments.

Do you find yourself reading a lot about finance, giving other people advice, and wanting to learn more and more about money? This doesn't necessarily make you greedy, it just means your good with money, and this may mean you'll do great at financial advising. You can earn a high income with financial planning and help other people manage their money better.

Before you get started, understand that you have a lot of work ahead of you. Certification is not a requirement to practice financial planning, but it will help you considerably in getting clients and making more money. Education is a must in this industry. It is needed to develop trust in your clients and to deal well with money. Start by getting a bachelor's degree in accounting or finance.

In order to become certified, you need to have a significant education. If you are already a CPA, you are set to go. Otherwise, you will need to look up the standards, and quite possible go on to an MBA. Experience is key as well. Get a job in the financial field, working with a financial adviser if you can. Study hard and take the necessary exams.

With the right education and certification, you can begin your career as a financial adviser. Once you are certified, there is more than one route to take. You can set up your own practice or work for a firm.

As a financial planner, you have to be ready and willing to work with people. If you have zero people skills, you will have a lot of trouble with this career. You can't just think that your love for stocks will translate over, you need to be well-rounded. If you think this is something you want to do, I encourage you to look into it further.

Once you have gotten a job or set up a practice, you need to start getting clients. If you have your own practice, start with people you know. As you were preparing for you new career, hopefully you have developed some good relationships with possible clients.

Hopefully with all the work you will have put into your certification you will be off to a solid career. If you think this is something you could do, take it further.

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